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HUD HUD properties are those that were FHA insured and have now been foreclosed on. HUD offers the properties for sale in an attempt to recover some of the loss on the foreclosure claim. These properties are offered to owner-occupants only for the first couple of weeks. After that, offers are accepted from investors as well as owner-occupant buyers.
All HUD properties are sold "AS IS" and no warranties are made about condition or defects of a property, and no repairs will be made.
If a property is in need of repair, you may be eligible for an FHA 203K rehabilitation loan which allows you to finance some of the repair costs into your loan.
All HUD homes are sold through an on-line auction process. You must use a registered HUD Broker/Realtor® to submit your bid on a property.
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